Terms
What you can expect from this website, and what it can and cannot be relied on for.
Last updated September 3, 2026
Educational purpose
The content on this website, including articles, calculators, and descriptions of strategies, is provided for general educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice, and it is not a recommendation to buy any product or adopt any strategy.
Your situation is specific to you. Please speak with a qualified professional, including your own tax or legal advisor, before making decisions.
Calculators and illustrations
The calculators simplify complex rules and assume constant rates of return, raise, and discount. Real results will differ. Outputs are illustrations, not projections or guarantees, and are not a formal needs analysis.
Insurance-based strategies
This website is for general education and information only. It is not investment, tax, legal, or accounting advice, and it is not an offer or a solicitation to buy or sell any product or security. Talitha Nascimento is a licensed insurance professional. Insurance products are not securities, are not investments in the stock market, are not deposits, are not FDIC insured, and are not guaranteed by any bank; product guarantees are subject to the claims-paying ability of the issuing insurance company. Licensing and registration status varies by professional and by jurisdiction, and only those services and products for which Talitha Nascimento is appropriately licensed, registered, or otherwise authorized are offered. Any figures shown on this site are hypothetical illustrations for education, are not predictions or guarantees of future results, and do not reflect the terms, costs, fees, or performance of any specific product. References to work alongside nonprofits, unions, government agencies, arts organizations, or corporations describe professional experience only and do not imply sponsorship, endorsement, or a current affiliation. Please consult your own tax, legal, or accounting professional before acting on anything you read here.
No client relationship
Using this website or submitting the contact form does not create a client relationship. A relationship begins only when both parties agree to one in writing.
Intellectual property
The design, text, graphics, and code on this site are owned by Talitha Nascimento unless otherwise noted and may not be reproduced without permission.
Limitation of liability
To the fullest extent permitted by law, Talitha Nascimento is not liable for any loss or damage arising from reliance on the information on this site or from its use.
Governing law and changes
These terms are governed by the laws of the State of Florida. They may be updated from time to time; the date at the top of this page reflects the latest revision.