Calculator 01
A 50% loss does not need a 50% gain. It needs 100%. This calculator shows the gain required to break even after a loss, and how many years that could take.
About this calculator
- Gain needed to break even is loss ÷ (1 − loss). A 20% loss requires a 25% gain; a 50% loss requires 100%.
- Recovery time assumes a constant annual growth rate applied to the post-loss balance, with no contributions or withdrawals.
- Real markets do not grow at a constant rate. Use the four rates as a range, not a forecast.
This tool is for education only. The figures it produces are hypothetical illustrations, not predictions or guarantees, and it is not a needs analysis or a recommendation. It does not reflect the terms, costs, or performance of any specific product. Full disclosures appear at the foot of every page.
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